Houston builders are offering some of the strongest incentives in years — rate buydowns, closing cost credits, price reductions, and upgrade packages. Here's what's available right now.
Incentives vary by builder, community, and homesite. Contact us to verify current availability on specific homes.
5.3090% APR — builder-preferred lender, select homes
Or 4.99% FHA + up to $20K closing costs on qualifying homes
Temporary buydown on select communities — ask for current availability
On final homesites and completed inventory in select communities
Applied at closing — can be used for rate buydown, prepaids, or fees
Builders actively reducing prices on aging inventory — contact us for current list
Refrigerator, washer/dryer, or full kitchen package included
Upgrade flooring, countertops, cabinets, and fixtures at no extra cost
Move-in ready homes often include window coverings and completed landscaping
For teachers, first responders, military, and healthcare workers
Multiple builders running spring promotions — limited to available inventory
Some builders offer down payment help or reduced earnest money requirements
A general overview of incentive programs by builder as of May 2026. Specific availability varies by community and homesite.
| Builder | Rate Program | Closing Costs | Price Reduction | Heroes Program |
|---|---|---|---|---|
| Perry Homes | ✓ | Up to $15K | Select communities | ✓ |
| Lennar | ✓ | Up to $20K | Closeout inventory | ✓ |
| Meritage Homes | ✓ | Up to $15K | Select homesites | — |
| David Weekley | ✓ | Up to $10K | Quick move-in only | ✓ |
| Taylor Morrison | ✓ | Up to $20K | Closeout pricing | — |
| K. Hovnanian | ✓ | Up to $15K | Select communities | ✓ |
✓ = program available · — = not currently offered · All figures approximate and subject to change without notice.
Free · No Obligation
Incentives change frequently. Tell us your preferred area and we'll send you the most current programs available — including any unadvertised builder specials.
We work for you, not the builder. No cost to buyer. Licensed Texas Real Estate Advisor.
They are real — but they vary significantly by builder, community, and homesite. Rate buydowns are funded by the builder through their preferred lender. Closing cost credits are applied at closing. Price reductions are reflected in the contract price. We verify current incentives before presenting them to buyers.
For rate buydown incentives, yes — the rate is tied to the builder's preferred lender. For closing cost credits and price reductions, you typically have more flexibility. We help you evaluate whether the builder's lender rate is competitive or whether you're better off with your own financing.
Sometimes. Builders occasionally allow a rate buydown AND a closing cost credit on the same home. Other times, you must choose one or the other. We negotiate on your behalf to maximize the total value of incentives on any specific home.
Builder incentives change frequently — sometimes weekly. The rates and programs listed here reflect current market conditions as of May 2026. Contact us for the most current offers on specific communities and homesites.
Several Houston builders offer bonus incentives for teachers, first responders, military personnel, and healthcare workers. The bonus typically ranges from $5,000 to $10,000 in additional closing cost credits or price reductions. Eligibility requirements vary by builder.